1. Rationale

The Instabright International Guild of Researchers andEducators, Inc. recognizes the invaluable contributions of its members in the fields of research, education, and professional development. To honor this lifelong service, we are proud to introduce the InstabrightMembers Retirement Benefits Program (IMRBP).

This initiative aims to provide financial support and stability to our members upon reaching the retirement age of 60. Through a structured savings and benefit plan, members can look forward to a secure and rewarding retirement.

2. Program Overview

· Eligibility: All active members of the Guild.

· Retirement Age: 60years old.

· Payment Terms:Members contribute a fixed monthly share for a period of 5 years (60 months) or lump sum payment.

· Contribution Options (Monthly Share): ₱500,₱1,000, ₱1,500, ₱2,000, ₱2,500, ₱3,000.

· Maturity: Members can withdraw their full Retirement Claim Benefit at age60, provided they have completed the 5-year payment term.

3. Advantages to Members

· Financial Security: Ensures that members receive lump-sum benefits upon retirement.

· Flexible Plans: Members can choose a plan according to their financial capacity.

· Guaranteed Support: Asustainable program managed by the Guild for the welfare of its members.

· Dignity in Retirement: Provides peace of mind and financial independence at the later stage of life.